Personal Savings Accounts – to suit your individual needs
We believe in keeping things simple and straightforward, which is why our savings accounts are easy to operate.
Message to our Savers: Rate increases April 25th
Rate increases to Online Instant Access, Triple Access Saver and Triple Access Cash ISA, 45 Days' Notice and Young Savers - active from Tuesday 25th April
Accounts currently open to new applications will be changing from 25th April as follows:
| Account name | Current rate Gross PA / AER%* Variable | New rate Gross PA / AER%* Variable |
|---|---|---|
| 45 Days' Notice | 3.10% | 3.35% |
| Online Instant Access (Issue 1) | 3.10% | 3.35% |
| Young Savers | 2.00% | 3.00% |
| Triple Access (3 or less withdrawals per annum) | 3.00% | 3.20% |
| **Triple Access (4 or more withdrawals per annum) | 1.60% | 1.60% |
| Triple Access Cash ISA (3 or less withdrawals per annum) | 3.00% | 3.29% |
| **Triple Access Cash ISA (4 or more withdrawals per annum) | 1.60% | 1.60% |
Below closed accounts will be changing from 25th April as follows:
| Account name | Current rate Gross PA / AER%* Variable | New rate Gross PA / AER%* Variable |
|---|---|---|
| 18 Club | 3.10% | 3.35% |
| Junior Cash ISA | 3.10% | 3.35% |
*AER stands for annual equivalent rate and illustrates what the rate would be if interest was paid and compounded once a year. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.
**For both the Triple Access and Triple Access Cash ISA products (4 or more withdrawals per annum) remains the same 1.60% rate – the rate increase will occur to (3 or less withdrawals per annum).
For more details on our available accounts and information on how to apply, please view our products below, contact our savings team on 01582 765 411 or visit one of our branches. Thank you for saving with Harpenden Building Society.
Our current investment rates are shown below and a full investment rates leaflet is available as a download.
| Account Type | AER%* (Gross) | |||
|---|---|---|---|---|
45 Days’ Notice (Issue 1)
|
£1,000 - £250,000 | 3.35 | 3.35 | Online, in branch and by post |
Online Instant Access (Issue 1)
|
£100 - £250,000 | 3.35 | 3.35 | Online |
Triple Access Saver
|
£100 – £250,000 | 3.20/1.60 | 3.20/1.60 | Online, in branch and by post |
Triple Access Cash ISA
|
£1 – £250,000 | 3.29/1.60 | 3.29/1.60 | Online, in branch and by post |
30 Days' Notice (Issue 2)
|
£1,000 - £250,000 | 2.00 | 2.00 | In branch and by post |
Young Savers
|
£1 – £10,000 | 3.00 | 3.00 | In branch and by post |
Instant Access (Issue 2)
|
£100 – £250,000 | 1.75 | 1.75 | In branch and by post |
Cash ISA (Issue 2)
|
£1+ | 1.75 | 1.75 | In branch and by post |
Notes: This interest rate information should be read in conjunction with the full product information and general terms and conditions for retail savings accounts.
**AER stands for annual equivalent rate and illustrates what the rate would be if interest was paid and compounded once a year. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.