Industry
by Martin Langlands, Chief Risk Officer, Harpenden Building Society What does the future of mortgage provision look like in the UK? Now that’s an interesting question, given the ever-so-slightly turbulent times we are living through. All eyes are on the days leading up to the EU summit in the middle of October, and the weeks […]
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by Ken Hale, Head of Lending, Harpenden Building Society Brexit, intercontinental trade wars, quantitative easing, house price escalation. Back in 2000, when people were getting anxious about the Millennium Bug, very few would have believed that we would be grappling with the big political and economic questions that we are experiencing right now. In addition […]
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Over the past few months we have noticed increased interest from investors looking to holiday lets to provide a source of additional income. Holiday lets have always been a niche area of the mortgage market but one that we believe will grow significantly. We have been an active lender in this space for many years and […]
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Lyndhurst Financial Management are delivering their inaugural Harpenden Personal Finance Conference on Friday 15th November 2019. This highly anticipated morning event is free to attend and will take place in the Rothamsted Research Conference Centre, West Common, Harpenden, AL5 2JQ. Registration for the conference is from 9:00am to 9:30am and concludes with a complimentary buffet […]
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Certainty in uncertain times Fixed rate products and improved deals pave the way for increased mortgage sales Sarah Howe, CEO, Harpenden Building Society As I consider the current economic climate one thing for certain is ‘uncertainty’ and the negative impact this brings. One area of the economy particularly impacted has of course been property sales. […]
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We are proud to have won the ‘Best Local Building Society’ category at the prestigious What Mortgage Awards for a 5th year running. With our Head Office based in Harpenden, we have 6 branches in total across the Northern Home counties and a long standing reputation for providing mortgages tailored to the requirements of the […]
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TMA Club has recently announced that it is welcoming Harpenden Building Society onto its lender panel as part of its continuing growth strategy. TMA members will have immediate access to Harpenden’s range of mortgage products which cater for those in different types of employment or with many income sources to consider. Additional key benefits for […]
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We provide mortgages tailored to the requirements of the customer. Our mortgages are individually underwritten. There’s no tick-box credit scoring, just an individually assessed, common-sense approach using good judgement and sound lending practice. We get to completely understand the specific needs of the customer, treating them as individuals and recognising that they have their own […]
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Download the article as a PDF – Borrowers earning over £70k are still having problems securing a mortgage Zero hours contracts According to the Office for National Statistics, shortly after the coalition government took office in 2010, the number of people on zero hours contracts rose significantly. It reached a peak of around 900,000 at the […]
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PMS Mortgage Club and Sesame Network, part of Sesame Bankhall Group, have added specialist lender Harpenden Building Society to their panel. Stephanie Charman, specialist lending relationship manager at Sesame and PMS commented “We are very pleased to add Harpenden Building Society to our lender panels. Their underwriting approach means that every application is manually underwritten, […]
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